Bankruptcy and Fraud

Debtors in bankruptcy are sometimes perceived as less than honest by creditors and bankruptcy trustees. This unfortunately happens because some debtors are not great at record keeping or reporting accurately their debts and assets. In my experience the vast majority of debtors are not dishonest. They are exhausted, stressed, confused, harassed, and uneducated about many aspects of the credit industry.

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Don’t Risk Losing Your Home in a Chapter 7 Bankruptcy

In the past, an eligible debtor did not risk losing a home in a Chapter 7 bankruptcy if the fair market value of the home was less than the debt encumbering it. This is no longer certain. Some Chapter 7 trustees in Utah have attempted to sell over-encumbered homes depriving debtor’s of a place to live while attempting to avoid paying debtors

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